Construction & Restoration · Hopkins, MN
Complete reconstruction and remodeling after storm, fire, flood and mold damage — residential and commercial, across the Twin Cities. One contractor, from the claim scope to the last coat of paint.
We'll look at the damage, tell you honestly what we think the claim covers, and put a number on the rebuild.
IllustrationEmergency board-up & securing
For fire departments, law enforcement, property managers, adjusters and restoration partners who need a licensed contractor on scene to secure a property.
1–2 hours, metro-wide
Nights, weekends, holidays
Board-up and roof tarping
Securing the structure and debris
MN BC-805545
GL and workers' comp — COI on request
Photo report from arrival
Scope and moisture logs for the carrier
No obligation to your department or agency. We contract directly with the property owner and handle authorization, scope and billing with them and their carrier. If your policy is to hand out a list rather than a name, we're happy to be on the list — call or email eric@sticksnbricksconstruction.com and we'll send our license, certificate of insurance and W-9.
The first 24 hours
Nobody wants to make a 2am phone call about their own house. But what's salvageable at hour one often isn't by day three, and that difference comes straight out of your pocket.
We stop the source, tarp or board up, and get demo and drying started. Hardwood, cabinets, drywall and contents that come out now usually come back.
Given moisture and a Minnesota basement, mold can begin colonizing in a day or two. Once it's in the wall cavity, the job stops being drying and becomes remediation.
Subfloor swells, cabinet boxes delaminate, insulation is done, drywall wicks upward. Scope grows, cost grows, and you're out of the house longer.
Most property policies require you to take reasonable steps to prevent further damage. Damage that happened because nobody acted can be treated differently than the original loss.
Before you clean anything up: photograph everything first, and don't throw damaged items out until they've been documented. Shut off the water if you safely can, kill power to wet areas at the breaker, then call. We'll tell you what to touch and what to leave.
Our approach
Mitigation is the first week. The rebuild is the next four months, and it's the part you actually have to live in. We're a licensed general contractor first — we bring in and manage the drying crew, then our own people take it from demo through the final coat of paint.
And while the walls are already open — that's the cheapest your kitchen will ever be to change.
Claim scope and any upgrades you want, in a single agreement. No second contractor, no gap where the job stalls.
You get the owner, not a project manager who may not be here in six weeks.
Most of the money lost in a claim is lost in the scope, not the negotiation. We document before the adjuster writes it.
Insurance restores to pre-loss condition. If you want better, you pay only the difference — priced openly, line by line.
Drying is handled by an independent mitigation crew we bring in and manage. We don't write the demo scope, so nothing comes out that didn't need to.
Our work
We photograph every project from intake through the final walkthrough. Ask and we'll send you the full set from jobs like yours.
Drag the handle. Every one of these started as a claim.
This site is new. The work isn't. Call and we'll send you photo sets and homeowner references from recent projects that match whatever you're dealing with — fire, flood, storm or mold, residential or commercial.
Call 612.772.5822 Request an inspectionWhat we rebuild
The four things that take a building apart, and the one contractor who puts it back. Whether the claim covers two rooms or the whole structure, it's the same crew and the same standard.
IllustrationHail and straight-line wind, documented across the whole envelope — the part most contractors under-scope.
IllustrationTotal-loss reconstruction through to selections and finishes.
IllustrationBurst pipes, sump failures, sewer backups, ice dam ceiling damage.
IllustrationAffected materials out, moisture source corrected, everything put back.
Single-family homes, townhomes and rental property. Whole-home fire rebuilds through single-room water losses, plus the kitchen or bath you decide to upgrade while it's open.
Multi-tenant, retail, office and industrial. Flat roof systems including EPDM and TPO, hail claim documentation, and after-hours scheduling so your tenants keep operating.
And plenty of work that has nothing to do with a claim. Kitchens, baths, basements, additions, roofing, siding, windows, decks and porches — same crew, same standard, no insurance company involved.
How the claim works
Free inspection, same day where we can. We document every affected area with photos and readings before anything gets moved — that file becomes your claim's backbone. If drying is needed, we get a mitigation crew on site and manage them from there.
We're on site when your adjuster is, so the scope gets written with both parties looking at the same damage.
You see the covered scope line by line, and pick out what you'd like to upgrade. We price the difference openly.
One crew, a written schedule, and a weekly update whether or not there's news. Supplements filed when hidden damage turns up.
We walk it with you and fix the punch list before final billing. Warranty in writing.
Why Sticks N Bricks
Eric quotes the job, runs the crew and answers the phone. The complaint people have about big restoration firms is the handoff — there isn't one here.
Photo reports, moisture logs and line-item estimates in the format carriers expect, including supplements for damage found after tear-off.
Minnesota residential building contractor BC-805545, with general liability and workers' compensation. Certificates on request.
Flat roof systems, EPDM and TPO hail documentation, and multi-tenant coordination — not just single-family work.
If we don't think something is covered, we tell you before you file rather than after you've spent three weeks on it.
Based in Hopkins. Not a storm-chasing crew that follows hail across state lines and is gone by spring.
Service area
Based at 439 11th Ave S in Hopkins.
Hennepin, Ramsey, Dakota, Anoka, Carver, Scott and Washington counties.
Common questions
Yes, and it's usually the cheapest chance you'll ever get. Your policy pays to put the property back to pre-loss condition. If you want a better cabinet line, a different layout, or nicer flooring, you pay the difference between the covered item and the upgrade — not the whole cost. We price that separately and openly so you can see exactly what the claim covers and what's yours.
Call us first, or at the same time. You don't need a claim number for us to stop the damage, and most policies expect you to take reasonable steps to prevent things getting worse — waiting for an adjuster to call back is not one of them. We'll document everything from the moment we arrive, which makes the claim easier to file, not harder.
It gets worse, and it gets more expensive. Mold can begin within 24 to 48 hours in wet material. Subfloor swells, cabinet boxes come apart, insulation is finished. And a carrier can look at damage that developed after the loss differently than the loss itself. If you're unsure whether it's worth a call, call — the inspection is free and we'll tell you honestly if it's nothing.
No. In Minnesota you choose your own contractor. Carriers keep preferred vendor lists, and those contractors work for the relationship with the carrier as much as for you. It's worth knowing whose interest is whose before you sign anything.
It happens often, usually because something wasn't visible at inspection. We file a supplement with photos and documentation of what was found once the walls were open. Most carriers will revise the scope when the evidence is clear.
You pay your deductible toward the work. Any contractor offering to absorb, waive or "eat" it is asking you to take part in insurance fraud, which is a crime in Minnesota for both parties. We'll never suggest it, and you should walk away from anyone who does.
A single room is usually a few weeks. A whole-home fire rebuild typically runs several months, and the biggest variable is how long the claim takes to settle, not the construction. We'll give you a written schedule once the scope is approved, and tell you which parts are outside our control.
We respond for board-up and tarping to stop the loss from getting worse, and we bring in an independent mitigation company for the extraction and drying. Then we handle the entire reconstruction ourselves. There's a reason we like it this way: a company that both demos and rebuilds gets paid more the more it tears out. We're not the ones writing the demo scope, so nobody has to wonder whether your ceiling really needed to come down. Call 612.772.5822 any hour.
Your general contractor. We're the one company on the job from the first inspection through the final walkthrough, and we manage the mitigation crew, the trades and the schedule on your behalf. You have one contract and one phone number. The alternative — a drying company that hands you off to a rebuild division four weeks in — is where most of the complaints in this industry come from.
Yes. Kitchens, baths, basements, additions, roofing, siding, decks and porches — claim or no claim, residential or commercial.
Minnesota residential building contractor license BC-805545, with general liability and workers' compensation coverage. We send current certificates with every estimate, and you should ask any contractor for the same before signing.
The inspection is free, and we'll tell you straight what we think the claim covers before you file anything.
612.772.5822 24/7 · Hopkins, MN · MN BC-805545